שפת המקור: אנגלית
we are not able to provide a benefit for the attached claim, as your policy does not cover these expenses. by law, we may only pay benefits as outlined by the department of health and ageing in the commonwealth deed in relation to the provision of overseas student health cover. basically, the deed provides equivalent(and sometimes better) cover for overseas students as that provided to australins through medicare which is australia's national health insurance scheme.